We've Been on Your Side of the Table.

Catalyx Capital was founded by real estate developers — not bankers — to provide the kind of financing we wished existed when we were building.

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Our Mission

We exist to be the catalyst that turns a real estate investor's capital and conviction into completed projects. Every loan we underwrite is structured around one question: "Does this give the borrower the time, leverage, and flexibility they need to actually finish the deal?"

Your capital. Our catalyst.

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  • Developer DNA

    Our principals come from active real estate development and understand projects from land acquisition through construction and stabilization. That operator perspective shapes every loan we structure.

  • Capital Stack Solutions

    We provide flexible financing across the capital stack — from bridge and construction loans to DSCR and permanent financing. One relationship, multiple solutions.

  • Speed Without Shortcuts

    We move quickly while maintaining disciplined underwriting. Typical timelines include 1–2 weeks for bridge loans, 7–14 days for fix & flip, and 24–72 hours for construction draws.

  • Aligned, Not Transactional

    As a private lender, we keep credit risk in-house and focus on long-term partnerships. Our success is tied to the success of your project.

Our Approach

Underwrite the deal

We focus on the property's potential, the sponsor's track record, and the exit plan — not just credit boxes.

Structure for execution

Loan terms are calibrated to the project timeline and capital needs, not pushed onto a generic template.

Communicate plainly

Term sheets are clear. Conditions are stated upfront. There are no surprises at closing.

Stay aligned through completion

We service in-house. The team that approved your loan is the team that handles your draws, your modifications, and your payoff.

We'd rather have a conversation than fill in a form.

Email us with a few sentences about your project, and we'll respond within one business day.

Info@catalyxcap.com

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